Energy saving upgrades, made easier
Home Energy Saver loans help eligible NSW households make energy saving upgrades with zero-interest, no-fee finance — lowering energy bills and supporting more efficient, comfortable homes.
Why Home Energy Saver loans for NSW?
Lower energy bills for NSW homes and businesses
More comfortable homes, year-round
Reduced emissions and a cleaner, more reliable energy system
What can be funded:
Solar and storage
- Rooftop solar
- Residential battery
- Switchboard upgrade
Heating and cooling
- Reverse cycle air conditioning
- DC ceiling fan
- Draught-proofing
- Ceiling insulation
- Double glazing
Hot water
- Heat pump water heater
- Solar water heater
Appliances and electrical
- Induction cooktop
- EV level 2 charger
Assessments
- NatHERS assessment
Delivery partners
The ESC works with participating finance providers and approved energy upgrade suppliers to deliver Home Energy Saver loans.
The Energy Security Corporation:
- provide loan funding to participating finance providers to enable them to provide zero-interest finance to customers
- set requirements and oversee participating finance providers
- do not assess individual loan applications or manage customer relationships.
Participating finance providers:
- provide Home Energy Saver loans to eligible NSW Households
- assess applications and approve loans
- manage customer relationships and loan accounts
- handle loan disbursement and repayments.
Approved suppliers:
- deliver approved energy upgrades directly to customers
- provide quotes and support the application process where required
- must meet program accreditation and quality standards.
Brighte is Australia's leading home energy upgrade platform, the only specialist green energy lender built specifically for solar, batteries, heat pumps, EV charging and home electrification. With over 2,600 accredited installers nationwide and $2.5 billion financed for more than 250,000 homes, Brighte is the trusted home energy lender for households and governments across the country. Founded and headquartered in Sydney, Brighte has the largest installer network in NSW, with every installer credentialled and vetted by Brighte.
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Plenti is a high-growth, profitable digital lender, offering award-winning loans through proprietary technology, designed to create a simple and seamless customer experience. Having funded more than $900 million in green loans for over 85,000 households and successfully delivered government-backed programs, Plenti is proud to be a participating lender in this initiative.
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We are expanding access to zero-interest finance for eligible household energy upgrades, with additional funding available for finance providers. Building on existing partnerships, we are seeking to work with more providers to help households access approved upgrades and reduce upfront cost barriers. Read our Finance Provider guidelines to learn more about how to participate.
